Wednesday, January 16, 2013

Taking Charge of My Finances: Step One

Hello all,

I know I haven't written on this blog in a while, but that's because nothing much has been happening. This month has been flying by. At the beginning of January, I promised myself that I would work hard to meet my goals of reducing my debt and finding a job to save up for returning to school. But I've been spending the last two weeks waking up at noon, lounging around the house watching TV and such. Before I knew it, I realized that I had already wasted half the month doing nothing!

But I'm happy to say, that instead of getting depressed and ranting about how much I hate myself, I signed up for a free online course on Coursera.org called "Fundamentals of Personal Financial Planning." Now I know that it's only the first step in reaching my goals, but it's a step nonetheless. I really like Coursera because it allows me to learn for free. It's a website that hosts many different classes in a variety of Topics from different Universities (some of them are rather prestigious). In addition to the Financial Planning class, I'm taking a Cryptography class from Stanford, and a basic programming class from the University of Washington. These classes just started this past Monday, so I'll be keeping you updated on my progress.

Today, I finished the first week of lectures for the Personal Finance class, and I just submitted my homework assignment (which I got a 100% on). It isn't difficult at all, and I'm sure the subject is very diluted to make sure that everyone can follow along, but I'm still glad about it. If nothing else, at least it serves as a confidence booster.

This week I'll be making an assessment of my net worth -- which I'm sure will be a VERY negative number. But I need to know where I stand in order to know how far I need to climb.

I'm exhauseted... I think this gloomy weather is translating into my mood. It's been rainy/foggy/cloudy for the past five days or so. I'm going to make some tea and go find something productive to do!

Laters!
Silver

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